Most Jamaicans don’t realize: Your life insurance can grow your down payment **tax-free—while protecting your family
Most Jamaicans don’t realize: Your life insurance can grow your down payment **tax-free—while protecting your family
A portion of your premium builds cash value over time—faster than a savings account, with no taxes on growth. financial stability.
Need your down payment? Withdraw or borrow from your policy (no bank approval, no credit checks).
Your policy stays active, covering your mortgage if life happens. Now you’re a homeowner!
"I used my policy to save $3M for my down payment in Kingston—no stress, no banks. Now I own my home!"
My policy grew faster than my regular savings. Best decision ever!
Yes! Savings accounts earn <2% interest and are taxable. A cash-value policy grows tax-deferred at 4–6% or more
You still keep the life insurance + cash value—use it for retirement, emergencies, or pass it on tax-free
At The Help Desk JA, we strive to provide exceptional real estate and life insurance investment services. Our mission is to guide clients in securing their dream homes and achieving financial stability.
We VALUE our Clients, so feel free to Connect at any time:
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